3 Reasons Now Could Be the Best Buying Opportunity in 25 Years | Smart Change: Personal Finance

(Daniel Foelber) the Nasdaq Composite is down 28% from its all-time high while the S&P 500 is down 17% from its all-time high as investors react negatively to inflation and rising interest rates. Over the last 25 years, we’ve seen five Nasdaq Composite bear markets: the dot-com burst of 2000 to 2002, the financial crisis … Read more

Should You Invest in I Bonds for Inflation Protection? | personal-finance

(Robin Hartill, CFP®) In normal times, a guaranteed 9.62% return on your money with virtually no risk would be impossible. But with inflation at 40-year highs, that’s exactly what Series I bonds are offering. The US Department of Treasury recently announced that I bonds will pay a 9.62% annual interest rate on bonds issued from … Read more

These Stocks Are Your Friends During a Market Crash | Smart Change: Personal Finance

(Maurie Backman) It’s been a really tough ride for investors these past few weeks. Stock values ​​have been plunging since the second part of April, and that’s on top of the losses investors were already seeing in their portfolios due to earlier-in-the-year volatility. At this point, it would be premature to say we’re in the … Read more

5 Stocks That Moved the Market in April | Smart Change: Personal Finance

(RyanDownie) Investors took another beating in April with major stock indexes losing trillions in value. the S&P 500 fell nearly 9%, while the Nasdaq Composite plunged more than 13%. Corporate earnings reports, fears of an upcoming recession, rising interest rates, and inflation all played major roles for last month’s winners and losers. Here are some … Read more

3 Reasons to Consider Dividend Kings for Your Retirement Account | Personal Finance

(Stefon Walters) All dividend-paying companies are not created equal. While there are some companies you can say have a reliable dividend, there are others who get the celebrated title of “Dividend King.” If you’re looking for investments that can provide reliable income and have stood the test of time, look no further. Here are three … Read more

3 Social Security Strategies to Bankroll a Sweet Retirement | personal-finance

(Maurie Backman) You may have lofty goals for retirement, whether it’s pursuing a hobby like golfing or sailing, traveling, or going back to school. No matter what objectives you set for your senior years, the more money you have access to, the more likely you’ll be to get to do the things you’ve always dreamed … Read more

Why You Should Reconsider an Indirect 401(k) Rollover | Smart Change: Personal Finance

(Stefon Walters) Since 401(k) plans are employer-sponsored, your plan won’t remain the same whenever you switch jobs. Luckily, you won’t have to go through life trying to keep up with every 401(k) you’ve ever had — you can do a rollover. A rollover occurs when you transfer the money from one 401(k) plan to another … Read more

Why You Should Reconsider an Indirect 401(k) Rollover | personal-finance

(Stefon Walters) Since 401(k) plans are employer-sponsored, your plan won’t remain the same whenever you switch jobs. Luckily, you won’t have to go through life trying to keep up with every 401(k) you’ve ever had — you can do a rollover. A rollover occurs when you transfer the money from one 401(k) plan to another … Read more