To Fight Inflation, Take Down Food Expenses | Smart Change: Personal Finance

Kimberly Palmer Like many shoppers, I’ve noticed my grocery bill getting bigger each week: February food prices were 7.9% higher than they were a year ago, according to the US Department of Agriculture’s Economic Research Service. To compensate for my family’s busy spring schedule, I’d also been turning to shortcuts like prepackaged snacks and meal … Read more

Worrying about the Fed’s latest interest hike? Do this instead | personal-finance

The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. If you’re concerned because the Federal Reserve just raised interest rates again: Take a minute to get some … Read more

How to kick-start your online clothing resale gig | Smart Change: Personal Finance

With enough time and the right tools, online clothing resale can become a profitable side gig or even a full-time job. But before you start selling online, factor in recurring costs such as shipping labels, storage and fees from the resale app and payment processor you use. Other factors like communicating with buyers, taking high-quality … Read more

Are High-Deductible Medigap Plans Worth It? | Smart Change: Personal Finance

alex rosenberg Medicare Supplement Insurance, or Medigap, covers “gaps” in Original Medicare coverage, including certain copays, coinsurance and deductibles. Some Medigap plans have a high-deductible option. High-deductible Medigap plans have lower premiums than the standard versions, but you have to pay the higher deductible for coverage to kick in. Whether or not a high-deductible plan … Read more

Are High-Deductible Medigap Plans Worth It? | personal-finance

alex rosenberg Medicare Supplement Insurance, or Medigap, covers “gaps” in Original Medicare coverage, including certain copays, coinsurance and deductibles. Some Medigap plans have a high-deductible option. High-deductible Medigap plans have lower premiums than the standard versions, but you have to pay the higher deductible for coverage to kick in. Whether or not a high-deductible plan … Read more

Grimace-Free Ways to Learn Personal Finance | Smart Change: Personal Finance

Liz Weston, CFP® The online landscape is littered with horrible personal finance advice: teenagers promoting day trading strategies, “influencers” flogging questionable investment schemes and people with dubious credentials insisting you shouldn’t invest in a 401(k). Outrageous statements and flashy graphics grab attention, but there’s also plenty of sound, factually correct money content out there — … Read more

How to spring-clean finances with some automation | Smart Change: Personal Finance

Automating financial tasks sounds like the perfect way to check mundane items like saving and paying bills off your to-do list with minimal effort. But there’s a potential downside to giving up manual control. When you automate bills, you may be less likely to review them and notice errors, or to catch yourself overspending. When … Read more

3 Steps to Breaking Unhealthy Financial Habits | Personal Finance

Lauren Schwahn Some bad habits affect our physical health, like smoking, nail biting or eating too much junk food. But others take a toll on our financial health. How do you know if you have unhealthy financial habits, and what can you do to build better ones? Take these three steps. 1. Dig into your … Read more